Two dogs running on the beach

Hereditary and Congenital Condition Coverage

Coverage for conditions considered hereditary or congenital and other chronic conditions that may crop up over the years.

Expect the Unexpected

Some conditions don’t fall into the “accident” or “illness” categories. Hereditary and Congenital Condition coverage helps fill in those gaps by providing coverage for common genetic issues that may impact pets of any breed or species.

Expand your pet insurance coverage to include coverage for hereditary and congenital conditions for less than you think!

Black and white puppy on beach

What Does the Hereditary Condition Add-On Cover?

Protect your pet with coverage for these common issues (and more)!

  • Pet Heart Disease

    Heart Disease

    Cardiac conditions in animals.

  • Hip Elbow Dysplasia

    Hip and Elbow Dysplasia

    Joint abnormalities in pets.

  • Pet Arthritis


    Joint inflammation in animals.

  • Luxating Patella

    Luxating Patella

    Kneecap dislocation in pets.

  • Pet Eye Disorders

    Eye Disorders

    Vision problems in pets.

  • Pet Diabetes


    High blood sugar levels in animals.

Hereditary and Congenital Condition Coverage

Don’t leave the health of your pet to chance. Get coverage for hereditary and congenital conditions now to protect them before there’s an issue.

Start Protecting Your Pet Today!

Illustration of two St.Bernards by Vero Shaw

What Else Should I Know?

See Terms and Conditions

  • Coverage is subject to deductible and coinsurance.

  • Pre-existing conditions are covered*.

  • Subject to a 30-day waiting period.

*Not available in all states. Pre-existing condition coverage available after 365 days of continuous coverage.