Pet Wellness Coverage
Pet wellness plans offer reimbursement for routine screenings and preventive care to help keep your cat or dog healthy.
Pet Wellness vs. Pet Insurance
Wellness coverage is different from pet insurance since it doesn't cover unexpected accidents or illnesses and is typically added onto a base plan.
Pet Wellness plans are preventive care plans intended to keep your pet healthy and catch any potential health issues early.
What Does the Pet Wellness Plan Cover?
Plans through AKC Pet Insurance (underwritten by Independence American Insurance company) offer coverage for vaccinations, microchip services, certain lab tests and blood work, parasite prevention (flea, tick, and heartworm), and much more.
Wellness Exam
Comprehensive check-up for overall pet health and preventive care.
Urinalysis or ERD
Routine diagnostic tests for urinary health assessment.
Rabies
Vaccination to prevent deadly viral infection in pets.
Microchip
Identification implant for lost pet retrieval and owner information.
Deworming
Routine treatment to eliminate internal parasites in pets.
Spay/Neuter*
Surgical procedure for population control and health benefits.
Heartworm Test or FeLV Screen
Routine screening tests for heartworm disease or feline leukemia virus.
Vaccination/Titer
Immunization or antibody level check for disease prevention.
Heartworm Prevention
Medication to protect against heartworm infection in pets.
Blood, Fecal, and Parasite
Routine diagnostic tests to assess blood, fecal matter, and detect parasites.
Flea/Tick Prevention
Preventive measures against flea and tick infestation in pets.
Teeth Cleaning*
Dental procedure to maintain oral health in pets.
*Available with DefenderPlus add-on
What Else Should I Know?
✓ No waiting periods
✓ Not subject to deductible, coinsurance, or annual limit
✓ Policy automatically renews annually
✓ Reimbursement amounts are annual
Benefits subject to policy terms, conditions, and exclusions. Click here for complete details.
Pet Wellness Plan Benefits
You want to do everything you can for your pet, and custom pet wellness add-ons like Defender and DefenderPlus make it easier to prepare for everyday care.
Preventative Care Measures
Budget for your pet’s future, and have peace of mind that you’re protecting them as best you can.
Routine Veterinary Check-ups
Routine check-ups can help catch issues early, so they can be treated before they become severe.
Wellness Pet Insurance for Cats
Early prevention is key for cats and kittens, since many don’t show signs of illness until it’s too late.
Year-Long Pet Prevention for Dogs
Get reimbursed for preventatives that safeguard against fleas, ticks, and heartworm.
Schedule of Benefits
Treatment/Procedure | Defender | DefenderPlus |
Rabies Vaccination | $15 | $15 |
Flea/Tick Prevention | $50 | $65 |
Heartworm Prevention | $30 | $30 |
Vaccination/Titer | $30 | $40 |
Wellness Exam | $50 | $50 |
Heartworm Test of FELV Screen | $25 | $30 |
Blood, Fecal, Parasite Exams | $50 | $70 |
Microchip | $20 | $40 |
Urinalysis or ERD | $15 | $25 |
Deworming | $20 | $20 |
Spay/Neuter or Teeth Cleaning | $0 | $150 |
Benefit Value | $305 | $535 |
Your Cost | $204 | $348 |
Total Savings | 33% | 35% |
FAQs
Pet wellness plans can be worth the price, since they offer assistance with bills related to routine care that can help prevent or hinder serious disease.
Yes; AKC Pet Insurance’s optional DefenderPlus add-on reimburses for a portion of costs related to spaying or neutering a cat or dog.
AKC Pet Insurance’s optional DefenderPlus add-on reimburses for a portion of costs related to teeth cleaning. Medically necessary extractions for permanent broken teeth are covered under the base Accident & Illness plan. Coverage is not provided for any other conditions related to teeth, including but not limited to gingivitis, periodontal disease, root canals, caps and crowns, vital pulpotomies, deciduous teeth, diseased teeth, and abscessed teeth.
The Defender add-on costs $15 a month and covers costs related to wellness exams, microchipping, urinalysis, rabies, deworming, heartworm testing, FELV screening, vaccinations, titers, heartworm prevention, blood, fecal, and parasite exams, and flea and tick prevention. The DefenderPlus add-on costs $28 and covers everything offered by Defender, as well as costs related to spay/neuter procedures and teeth cleaning.
No; Wellness Plans through AKC Pet Insurance don’t have waiting periods, deductibles, coinsurance amounts, or annual limits.
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