Photo of a dog in a field looking at the camera

Every Dog Deserves
the Pet Insurance of Champions

Protect your dog or puppy with award-winning pet coverage through AKC Pet Insurance.

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America’s Best Insurance Companies
2022

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Best Pet Insurance for Pre-Existing Conditions
2023

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Best for pets with pre-existing conditions
May 2023

Benefits of AKC Pet Insurance

Built with you in mind, we’re giving pet owners what they really need. A few things people love about us:

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  • Exclusive AKC Partner Icon

    Exclusive AKC Partner

    The American Kennel Club is the largest and most-respected canine registry in the world. Since 2003, AKC Pet Insurance has served as their exclusive insurance brand partner.

  • Suit Your Pet and Wallet Icon

    Suit Your Pet and Wallet

    AKC Pet Insurance's selection of policy add-ons and customizable coverage options help you create a plan as unique as your dog or cat.

  • Keep Your Vet Icon

    Keep Your Vet

    Through AKC Pet Insurance, you and your pet can keep your vet and visit any licensed provider in the United States or Canada.

  • Pre-Existing Condition Coverage Icon

    Pre-Existing Conditions

    AKC Pet Insurance is the only brand that offers the industry’s most comprehensive pre-existing condition coverage after 365 days of continuous coverage (not available in all states).

  • Experts on Speed Dial Icon

    Experts on Speed Dial 

    Need answers in the early morning or dead of night? Policyholders can call or chat with the 24/7 Vet Helpline any time of day for quick answers to their pet care questions.

  • Easy Access to Vet Records

    Easy Access to Vet Records

    The Pet Cloud mobile app connects pet owners to a like-minded community, provides a database of pet care resources, and makes it easy to keep medical records and insurance forms organized.

How Does Dog Insurance Work?

We understand that your dog is part of the family—and you care for them like family. Policies offered through AKC Pet Insurance help safeguard your dog's health and protect you from unexpected costs.

  • Pay Your Vet

    Take your dog to any specialist, licensed vet, or emergency clinic. Once you’ve paid the bill, keep your itemized invoice.

  • File a Claim

    Fill out a claim form and submit it to us. We’ll take care of the rest.

  • Get Reimbursed

    We’ll reimburse you for eligible expenses by check or direct deposit.

Whippet in a bedroom on the floor

What Does AKC Pet Insurance Cover?

  • Broken Bones Icon

    Broken Bones

    Don’t let your pet's broken bones break your budget.

  • Cancer Icon

    Cancer

    Rest easy knowing you’re covered for expensive cancer treatments.

  • ACL Injuries Icon

    ACL Illness

    Get your pet moving again after an ACL illness.

  • Toxin Ingestion Icon

    Toxin Ingestion*

    Get help with vet fees after accidental toxin ingestion.

  • Hypothyroidism Icon

    Hypothyroidism

    Coverage for diagnosis, treatment, and prescription medications.

  • Digestive Issues Icon

    Digestive Issues

    Make your dog comfortable with treatments on digestive issues.

  • Allergies Icon

    Allergies

    Coverage for your pet's seasonal and long-term allergies.

  • UTIs Icon

    UTIs

    Relax, your pet's covered for UTI testing and treatment.

  • IVDD Icon

    IVDD**

    Keep your pet mobile with covered IVDD treatments.

*Foreign body ingestion, catfights/dogfights, and toxin ingestion are only covered once during the lifetime of a pet. See your policy for additional details.
**Covered after 180 days of continuous coverage.

Dog being pet in a car.

How Our Coverage Stands Out

When your pet is covered by a policy through AKC Pet Insurance, they’re in good hands. Our coverage speaks for itself.


Covered
Covered
Not Covered
Not Covered
Insurance plan coverages
AKCPI
Nationwide
Lemonade
Spot Pet Insurance
Fetch Pet Insurance
Pre-Existing Conditions
Covered
*
Not Covered
Not Covered
Not Covered
Not Covered
24/7 Vet Helpline
Covered
Covered
Not Covered
Covered
Not Covered
Cancer
Covered
Covered
Covered
Covered
Covered
Diagnostics
Covered
Covered
Covered
Covered
Covered
Physical Therapy
Covered
Not Covered
Covered
**
Covered
Covered
Wellness Exam Fees
Covered
Not Covered
Covered
**
Covered
**
Not Covered
Exam Fees
Covered
Not Covered
Covered
**
Covered
Not Covered
Wellness and Prevention Care
Covered
Covered
Covered
**
Covered
**
Not Covered
Microchipping
Covered
Covered
Covered
**
Covered
Not Covered
Spay/Neuter
Covered
Not Covered
Covered
**
Covered
Not Covered
Vaccinations
Covered
Covered
Covered
**
Covered
**
Not Covered
Pregnancy or Birth Complications
Covered
Not Covered
Not Covered
Not Covered
Not Covered

* After 365 days of continuous coverage. Not available in all states.
** Limited coverage.

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